| Important: Effective for loans closed on or after January 1, 2010, American Home Equity will expand its policy on fee caps for Brokers. The revised policy will be: Limit on Total Broker Compensation on loans originated through a third party Broker, the Broker may not receive compensation that exceeds the following: |
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If the loan amount is less than or equal to $417,000, 3.0% of the loan amount
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If the loan amount is greater than $417,000, 2.5% of the loan amount not to exceed $20,000
The limit includes the sum of all fees paid by the Borrower to the Broker and any fees paid by the Lender to the Broker, such as a yield spread premium.
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| Complete Ratesheet |
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| Government |
| FHA Standard, High Balance, & Streamline |
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| Conforming Agency Fixed & ARM Programs |
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Fixed 30yr, 20 yr, 15yr & 10yr
ARMs 5/1, 5/1 IO, & 7/1, 7/1 IO
ARMs 10/1, & 10/1 IO
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High Balance 30yr & 15yr & 5/1 ARM
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| Super Jumbo |
Super Jumbo Fixed 30yr
ARMs 5/1, 7/1, & 10/1 |
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